Contact Us

Customer Services: 0344 776 5305
Sales: 0344 776 5700
Renewals: 0344 776 5316
Claims: 0344 840 9535
Talk to us live by click ‘Chat With Us’ below

E-mail address (Customer Services)
[email protected]

1st Floor Stoneham Gate, Stoneham Lane, Eastleigh, Hampshire, SO50 9NW

Our business is built around a high quality of service and we want to provide our Customers with 100% satisfaction.

Opening Hours

Monday to Thursday – 9am – 7pm
Friday – 9am – 5:30pm
Saturday – 9am – 1pm

Customer Services:
Monday to Friday- 9am – 5:30pm
Saturday – 9am – 1pm


Customer Services: 0344 776 5305

For more information about complaints, Click Here.

Social Media




Fill out the short form below to request one of our staff to call you back.

Request a Call Back

Which Type of Taxi Insurance Do I Need?

14th March 2018

There are two main types of taxi insurance – public hire insurance and private hire insurance.

So, which one do you need and why?

Whether you’re a black minicab driver, an international taxi-app service, work for a local taxi fleet, or are Travis Bickle, having taxi insurance is paramount. To be more specific – the correct type of taxi insurance.

You must protect yourself, your vehicle, your passengers and others around you.

Not covered? All it takes is one accident involving you and/or a passenger to find yourself in hot water. The last thing any taxi driver wants is to be out of pocket and out of a job, which could devastate your financial stability. You may find yourself left with a damaged vehicle and your career, financial income, reputation and livelihood all destroyed.

So why take the risk?

Let’s look at the type of taxi insurance you need depending on the sort of service you provide:

Public Hire Insurance

Public hire taxi insurance is needed for taxi drivers and vehicles that are permitted to do pickups immediately from the street. For example, the iconic black cabs in London.  If you’re going to provide this type of taxi service, you will need to get this specialist taxi cover.

Private Hire Insurance

For private hire taxis and minicabs that are based on arranged bookings from a selected pickup point and time, you will need to get private hire taxi insurance.

Both services above involve the carriage of passengers for a fee. Your motor insurance policy – more specifically your insurance certificate – must state ‘hire and reward’ for you to be covered correctly.

Public Liability Cover

Like most jobs involving driving, dealing with passengers and members of the public is part and parcel of daily life. But it’s not without its risks. Public liability taxi insurance will protect you and your company from any unforeseen incidents involving passengers in your car.

Not having passenger liability cover could mean you personally paying the cost of a passenger’s injury claim.

Get covered. Be safe.

At Business Choice Direct, we specialise in providing cost-effective and bespoke taxi driver insurance. Get in touch for a tailored quote.