Terms of Use

Website Terms of Use

Copyright, trademark and website content

All copyright, trademarks and other intellectual property rights in the material or content on our website belong to Business Choice Direct Insurance Services Limited. You can only download material from this website for your own use and to apply for our products. You won’t have any right, title or interest in any material you download.

You can’t use the material and content on our website in any other way. You agree not to copy, reproduce, transmit, download, frame, publish, display, distribute, commercially exploit or create anything using this material, unless we give you permission in writing beforehand.

Our Liability to you

We do all we can to make sure everything we publish on our website is accurate, but we don’t give any guarantees about the information on it. We disclaim any representations and warranties, unless they’ve been made fraudulently.

We’ve taken all reasonable steps to protect our website with antivirus software. But we can’t guarantee that our website will meet your needs or that:
• It will be timely, secure or error-free
• Any defects will be corrected
• Our website or the server that makes it available are free of viruses or bugs or will allow the full functionality, accuracy or reliability of the materials

We can’t guarantee that we can provide a particular product at any particular time or that a product will be available from day to day. We don’t accept liability for withdrawing any product or rejecting your application for a product for any reason.

Neither we nor any of our directors, agents or employees will be liable for damages arising from you using our website. This applies to damages of any kind, including compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss or damage to property and claims of third parties. However we may be liable if there’s a death or personal injury as a result of negligence on our part.

We don’t offer advice about the suitability of the products available on our website. It’s up to you to decide whether they’re suitable for you.

Our website contains links to other sites, and we’re not responsible for the contents of any of these other websites. You should always read the privacy statements and terms of use whenever you go into a linked website.

The information on our website may not include all of our products.

Your Promise

You promise to fully compensate us for any loss or damage resulting from claims, actions, liability, costs and expenses relating to your use of this site. This includes legal fees that result from you going against these terms or any other liabilities arising from you using our website.

Our Rights

We can change or withdraw (temporarily or permanently) our website or any part of it at any time without giving you notice. We won’t be liable to you in any way if we do this.

We may change these terms without telling you. We’ll publish any changes we make on our website, so please check from time to time to make sure you’ve seen the latest version of our terms. If you continue to use our website after we’ve posted changes to our terms, we’ll take it that you have accepted the revised terms.

We may monitor information that’s sent to our website.


General

The information on our website applies to residents of the UK only. You’ll find more details about this in individual products.
We won’t be liable to you if we can’t carry out our obligations to you because of circumstances beyond our control.
If any part of these terms is found to be legally unenforceable, the other parts will be unaffected and will stay in force.
These terms are governed by the law of England and the courts for that part of the UK where you live. We’ll always communicate in English.

How to access your personal information

You have the right to request a copy of all the personal information we hold about you in a Subject Access Request. To do this either write to us at the address below enclosing a cheque for £10.00 payable to Business Choice Direct or call us on 03447765305 and we can take the payment over the phone.
Data Protection Officer
Compliance Team
Business Choice Direct
1st Floor Stoneham Gate
Stoneham Lane
Eastleigh
Hampshire SO50 9NW
You can also use the contact details above if you believe that any of the data we hold about you is incorrect.