The cost of Restaurant Insurance will vary for different businesses. Our aim is to find out more about your business and talk through all of your requirements to give you a competitive package and price.
Property
Restaurant & Café Insurance
We like to think that we can cater for your every need when it comes to insuring your restaurant or cafe. Our menu of insurance cover options is extensive and designed for every taste! So if you need to protect your kitchen equipment, your stock and contents, or the builiding itself we have it covered
Call Now: 0344 776 5303
What to look for in Restaurant & Café Insurance
- Public and Employers liability insurance
- Cover for your kitchen equipment, stock and food made.
- Loss of Licence cover (if required) – Cover for the provable loss of income if your licence is suspended, withdrawn or refused renewal.
- Business interruption cover if your business is unable to trade for specific reasons
Why choose Business Choice Direct?
As a restaurant or café owner there are a number of aspects you need to consider when working in the hospitality industry, including the right insurance cover. Accidents or damage can occur when working with food and it’s important to make sure that your business, staff and customers are protected. We understand the associated risks when preparing and serving food for other people. We source policies that provide cover if your customer were to fall ill after eating food prepared on your premises.
If you own a restaurant or café you are required to display that you have insurance cover within the premises and it’s often something customers will look out for. We have specialist insurance that is tailored for restaurant and café owners, giving you complete peace of mind knowing your business is protected.
Frequently Asked Questions need some help?
What type of insurance do you need for a restaurant?
If you own the building, you will need Buildings Insurance and should also consider Public Liability Insurance. If you have staff, you will also need to add Employers Liability Insurance. For equipment and products on sale, you may also need to consider Contents and Stock cover.
I do not own a café but I rent one, do I still need Buildings Insurance?
You do not require Buildings Insurance, this will be the owners responsibility.