Property

Pub & Licensed Venue Insurance

Our Pub Insurance provides peace of mind with a policy to meet your needs at a competitive price tailored to the risks that publicans and licensees face.

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Key policy features

  • Cover for the money in your till, safe and any money which is taken home.
  • If for any reason you can’t continue to operate your pub, we can cover loss of earnings.
  • Loss of alcohol license cover – we can cover you until the issue with your license has been resolved.
Drinks

Why choose Business Choice Direct?

Whatever kind of licensed premises you operate, our tailored policies will provide full protection for the unique risks that can occur in your business. Standard Business Insurance is not adequate, that’s why we can tailor your Buildings, Contents and Stock Insurance, your Public Liability Insurance and Employers Liability Insurance to a specific product and insurer.

Our Buildings Insurance covers the property, as well as any garden area and children’s play area within the premises, so your customers are protected inside and outside your pub. With Contents Insurance, any money you keep in the till or a safe, fixtures and fittings, and equipment are covered against theft, fire or damage. We offer four levels of Public Liability Insurance for you to choose from and our advisors can help you decide which is best suited for your business.

We also offer Business Interruption Insurance, which covers you for any unexpected loss of income. For example, should something happen to your premises which resulted in you not being able to open to your customers; we cover your financial loss for the duration you are not able to trade.

With our Pub Insurance, you can also add extra cover to protect you if you unexpectedly lose your licence. In the event that your license is suspended, withdrawn or refused renewal, we can cover you until you get your license approved again.

Our Pub Insurance can automatically cover any events you hold at your venue such as weddings, party’s and even festivals and you don’t need to contact us to let us know of any upcoming events.

Pub

Frequently Asked Questions need some help?

What insurance do I need for a pub?

As the owner of a licensed venue you require Public Liability Insurance, Employers Liability, Buildings (if required), Contents, and Stock Insurance. We also recommend that you consider Loss of Licence Insurance.

If I do not own the pub, do I still need to take out insurance?

If you do not own the venue, you would not require Buildings Insurance, as this will be the responsibility of the owner. However, you should consider Contents and Stock Insurance, Public Liability Insurance, Employers Liability Insurance, as well as Loss of License.

Are my contents covered?

Our Contents and Stock Insurance cover protects your contents, stock and cash within your premises.