Property

Landlord Insurance

As a residential landlord you want to make sure that you have the right Landlord Insurance in place as protection for your property as well as your tenants. We have tailored policies and expert advisors to make sure you get the right cover at the right price.

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Key policy features

  • Loss of rent cover – cover for the income you’ve lost as a result of not being able to collect rent from your tenants.
  • Rent guarantee – cover for missed rent payments.
  • Emergency assistance cover.
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Why choose Business Choice Direct?

Our Landlord Insurance cover is designed specifically for landlords and buy-to-let owners. We give you access to a panel of trusted insurers to help tailor a policy specific to your needs at the best price.

If you own a property which you let, whether for residential or business purposes, we cater for of your Landlords Insurance needs all in one place with Buildings Insurance, Contents Insurance, Loss of Rent, and Rent Guarantee.

Our Buildings and Contents Insurance protects the structure and fixtures of your building as well as your tenants contents, including your own. This includes fire, theft and any damage or breakdown of electrical equipment, heating and plumbing.

Loss of Rent covers you if there is an unexpected problem with the property which results in your tenants having to find alternative accommodation. Loss of Rent Insurance will cover the income you’ve lost as a result of not being able to collect rent from your tenants.

Rent Guarantee provides cover when your tenant unexpectedly stops paying their rent, covering up to three months missed rent payments.

We do not place any restrictions on the size of property that you own and your premium is based on the reinstatement value of the property should it be destroyed. There are also other factors that come in to the premium, such as postcode, claims history, construction, use, tenant type and location (subsidence, flooding etc.)

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Frequently Asked Questions need some help?

How much is Landlord Insurance?

This varies for each individual landlord policy. Our prices are based on many factors, including the value of the property and contents that need to be covered.

Do I need Landlord Contents Insurance?

We recommend that you have Contents Insurance in place to protect you financially. Especially if your property is furnished, where our Contents Insurance covers you for damage or theft to your furniture.