Minibus Insurance through BCD offers three main levels of cover: Comprehensive insurance, Third-party, Fire & Theft, Third-party only – the most basic level of insurance – and Hire & Reward. BCD operates a 24-hour claims service to assist you with any claims issues.
· Comprehensive insurance covers you against damage or injury to a third party (person), their property, or vehicle, theft, fire damage to your vehicle, and damage to your own vehicle.
· Third-party, Fire & Theft covers against damage or injury to a third party (person), their property, or vehicle, and includes cover for theft of or fire damage to your vehicle.
· Third-party is the most basic level of cover, protecting you against damage or injury to a third-party (person), their property, or vehicle only. It does not cover damage to your own vehicle.
· Hire & Reward Insurance covers you for transporting people, goods, or other property, in exchange for payment. If you earn an income from carrying people, for example, you own or run a taxi service, or transport other people’s goods and items, you’ll need Hire & Reward Insurance.
Your Minibus Insurance policy can also include optional cover under one policy, such as:
· Legal fees (in case of a legal dispute with customers or the public)
· Public Liability Cover (for compensation claims against you for injury or damage)
· Breakdown cover
· Option to add additional drivers
· Personal Accident Cover
· EU Cover