Yes, there are a few things convicted drivers can do to keep the cost of vehicle insurance down. Examples of these are:
Increasing Voluntary Excess: Agreeing to pay a higher voluntary excess (the amount you contribute towards a claim) can lower your insurance premiums. However, be sure you can afford the excess amount in case you need to make a claim.
Driving Rehabilitation Courses: Completing a driving rehabilitation course, especially for offences like drink driving, may not only fulfill legal requirements but also demonstrate to insurers your commitment to safer driving practices, potentially leading to reduced premiums over time.
Limited Mileage: If you don’t drive many miles, opting for a limited mileage policy can help reduce your premiums, as insurers perceive lower mileage as lower risk.
Vehicle Security Measures: Installing additional security features on your vehicle, such as alarms, immobilizers, or tracking devices, can help lower insurance premiums by reducing the risk of theft.