I own an office space, do I need insurance?

If you own the building, you require Buildings Insurance and we would recommend you get Contents Insurance to protect your office equipment. If you have staff, you will also require Employers Liability Insurance.

I rent an office space, do I need insurance?

It is the owners responsibility of the building you rent to have Buildings Insurance in place. However, if you have your own staff and contents, you will need to take out Employers Liability Insurance and Contents Insurance.