Our premiums are based on the business size and how many rooms your B&B has. We would need to speak to you to find out more about your accommodation prior to providing a quote.
Property
B&B, Hotel and Guesthouse Insurance
Whether you’re running a boutique B&B, a cosy guesthouse or a larger establishment, running any business that is geared around the comfort of other people is demanding. Unless your hotel insurance renewal falls out of season, it’s unlikely you have the time you need to keep shopping around to find the right policy.
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What to include in your B&B, Hotel and Guesthouse Insurance…
- Buildings and contents insurance
- Public and employers liability insurance
- Cover for accidental and malicious damage
- Personal possessions cover for you and your guests
- Cover for key loss, home emergencies and legal protection
Why choose Business Choice Direct?
Whether you’ve tried comparison websites or going direct to an insurer, you’re probably here because you’ve struggled to find insurance that fits your business. As a specialist broker, we understand that not all hotels, B&Bs and guesthouses operate in the same way; let alone in comparison to other small businesses.
Our insurance expertise means you can get reliable cover from well-known insurers with the personal service that comes from dealing with a broker.
We think you should also consider…
- Understanding the difference between hotel and a guesthouse. How many rooms you have and whether or not your reception is open 24/7 are usual indicators. Making sure you give an insurer an accurate representation of your business is crucial to getting the right cover
- Theft of takings can be an optional cover which you might want to consider if you regularly accept cash at your reception or hotel bar.
- If your establishment is used as a wedding venue, let your insurer know as this may not be taken as “a given” for hotel insurance.
Frequently Asked Questions need some help?
I own a large hotel, am I able to get cover?
We try and cater for all different sized Hotels or Guesthouses. Each business is different, so we would prefer to speak to you to find out more about your individual needs and find the best cover and price for you.
Are my contents and my guests’ contents covered under the B&B Insurance?
Yes, as part of our Buildings and Contents cover, your guests as well as your own belongings are covered.