The key cover you need is ‘hire & reward’ and you can then select three levels of cover which protects your vehicle either on a fully comprehensive basis or, third party fire and theft or third party only.
• Comprehensive insurance covers you against damage or injury to a person (the third-party), their property or vehicle, theft of or fire damage to your vehicle, plus cover for damage to your own vehicle.
• Third-party, Fire & Theft covers against damage or injury to a person (the third-party), their property or vehicle, plus offers cover for theft of or fire damage to your vehicle.
• Third-party is the most basic level of cover, protecting you against damage or injury to a person (the third-party), their property or vehicle only. It does not protect your own vehicle.