Let’s be honest, driving conviction codes for motoring offences in the UK can be confusing. But it’s important information every motorist should know, as it can affect the cost and terms of your car insurance.
Because getting convicted driver insurance isn’t a one size fits all approach – you’ll need to get a bespoke product based on your type of driving offence.
As you’re probably aware, insurance for convicted drivers is going to be costly (so make that one incentive to remain safe on the roads)!
Below you’ll find examples of some common driving offences, plus a full list of the UK driving conviction codes:
Common Driving Offences
Driving Penalties for Speeding
Code: SP30 Offence: Exceeding statutory speed limit on a public road. Description: Getting caught speeding on a public road (one of the most common motoring convictions in the UK). Penalty: Minimum £100 fine and 3-6 points on your licence.
Code: SP50 Offence: Exceeding speed limit on a motorway. Description: Speeding on a motorway is exceeding 70mph (60mph for vehicles above a certain height, carrying certain weight or towing other vehicles). Penalty: A fine + 3 – 6 points on your licence (valid for 4 years). If you receive the maximum 6 points and have been driving for less than 2 years, you’ll have your licence revoked.
Driving Penalties for Traffic Light Offences
Code: TS10 Offence: Traffic light offence. Description: A TS10 driving offence is failing to comply with traffic light signals. So for example, driving through a red light. Penalty: 3 points on your licence (valid for 4 years).
Driving Penalties for Insurance Offences
Code: IN10 Offence: Driving without valid insurance. Description: Motor insurance is compulsory for protection against third-party risks. If you get convicted of driving a vehicle without insurance, invalid or incorrect insurance, you’ll receive an IN10 on your licence. Penalty: 6 -8 points on your licence (valid for 4 years).
Driving Penalties for Mobile Offences
Code: CU80 Offence: Driving whilst using a mobile phone. Description: Driving whilst using a handheld device, which includes making calls, texting, checking maps, using apps, etc. Exemptions are made in the case of an emergency. This law even applies when a vehicle isn’t moving, such as at traffic lights. Hands-free devices are allowed, but motorists can still be convicted if it causes dangerous driving. Penalty: New driving penalties for using a mobile at the wheel were introduced in March, in a crackdown on the offence. It’s now a £200 spot fine and 6 points on your licence (valid for 4 years).
Driving Penalties for Drinking Offences
Code: DR10 Offence: Driving over the alcohol limit. Description: Driving or attempting to drive when above the allowable alcohol limit (80mg of per 100ml of blood). Penalty: 3 – 11 points on your licence (valid for 11 years), and a possible driving ban. Convictions in serious cases.
Driving Penalties for Careless Driving Offences
Code: CD10 Offence: Driving without due care and attention. Description: Examples of being convicted under a CD10 penalty include tailgating, undertaking, dangerous overtaking, driving too slow, general distractions at the wheel and more. Penalty: 3 – 9 points on your licence (valid for 4 years).
Special Code
Code: TT99 Offence: “Totting Up” 12+ points on your licence. Description: A TT99 code is used for drivers that accumulate 12 or more points on their licence within a 3 year period. Penalty: Disqualified from driving.
Full List of UK Driving Codes
Accident Offences
Code
Offence
Penalty Points
AC10
Failing to stop after an accident
5-10
AC20
Failure to report an accident within 24 hours or give particulars
5-10
AC30
Undefined accident offences
4-9
Disqualified Driver
Code
Offence
Penalty Points
BA10
Driving while disqualified by order of Court
6
BA30
Attempting to drive while disqualified by order of Court
6
BA40
Causing death by driving while disqualified
3-11
BA60
Causing serious injury by driving while disqualified
3-11
Careless Driving
Code
Offence
Penalty Points
CD10
Driving without due care and attention
3-9
CD20
Driving without reasonable consideration for other road users
3-9
CD30
Driving without due care and attention/reasonable consideration
3-9
CD40
Causing death by careless driving when unfit through drink
3-11
CD50
Causing death by careless driving when unfit through drugs
3-11
CD60
Causing death by careless driving when alcohol level above limit
3-11
CD70
Causing death by careless driving then failing to supply a specimen for alcohol analysis
3-11
CD80
Causing death by careless, or inconsiderate, driving
3-11
CD90
Causing death by driving: unlicensed, disqualified or uninsured drivers
3-11
Construction and Use Offences
Code
Offence
Penalty Points
CU10
Using a vehicle with defective brakes
3
CU20
Causing or likely to cause danger by reason of use of unsuitable vehicle or using a vehicle with parts or accessories (excluding brakes, steering or tyres) in a dangerous condition.
3
CU30
Using a vehicle with defective tyre(s)
3
CU40
Using a vehicle with defective steering
3
CU50
Causing or likely to cause danger by reason of load or passengers
3
CU80
Using a mobile phone whilst driving
3
Reckless / Dangerous Driving
Code
Offence
Penalty Points
DD10
Causing serious injury by dangerous driving
3-11
DD40
Dangerous Driving
3-11
DD60
Manslaughter or culpable homicide while driving a vehicle
3-11
DD80
Causing death by dangerous driving
3-11
DD90
Furious driving
3-9
Drugs
Code
Offence
Penalty Points
DG10
Driving or attempting to drive with drug level above the specified limit
3-11
DG40
In charge of a vehicle while drug level above specified limit
10
DG60
Causing death by careless driving with drug level above the limit
3-11
DR80
Driving or attempting to drive when unfit through drugs
3-11
DR90
In charge of a vehicle when unfit through drugs
10
Alcohol
Code
Offence
Penalty Points
DR10
Driving or attempting to drive with alcohol concentration above limit
3-11
DR20
Driving or attempting to drive when unfit through drink
3-11
DR30
Driving or attempting to drive then refusing to provide a specimen for testing
3-11
DR31
Driving or attempting to drive then refusing to give permission for analysis of a blood sample that was taken without consent due to incapacity
3-11
DR40
In charge of a vehicle while alcohol level above limit
10
DR50
In charge of a vehicle while unfit through drink
10
DR60
Failure to provide a specimen for analysis in circumstances other than driving or attempting to drive
10
DR61
Refusing to give permission for analysis of a blood sample that was taken without consent due to incapacity in circumstances other than driving or attempting to drive
10
DR70
Failing to provide specimen for breath test
4
Insurance Offences
Code
Offence
Penalty Points
IN10
Using a vehicle uninsured against third party risks
6-8
License Offenses
Code
Offence
Penalty Points
LC20
Driving without a licence
3-6
LC30
Driving after making a false declaration about fitness when applying for a licence
3-6
LC40
Driving a vehicle having failed to notify a disability
3-6
LC50
Driving after a licence has been revoked or refused on medical grounds
3-6
Miscellaneous Offences
Code
Offence
Penalty Points
MS10
Leaving a vehicle in a dangerous position
3
MS20
Unlawful pillion riding
3
MS30
Play Street Offence
2
MS50
Motor racing on the highway
3-11
MS60
Offences not covered by other codes (including offences relating to breach of requirements as to control of vehicle)
3
MS70
Driving with uncorrected defective eyesight
3
MS80
Refusing to submit to an eyesight test
3
MS90
Failing to give information as to identity of driver etc
6
Motorway Offences
Code
Offence
Penalty Points
MW10
Breach of Special Roads Regulations (excluding speed limits)
3
Pedestrian Crossings
Code
Offence
Penalty Points
PC10
Undefined breach of Pedestrian crossing Regulations
3
PC20
Breach of Pedestrian crossing Regulations with moving vehicle
3
PC30
Breach of Pedestrian crossing Regulations Stationary vehicle
3
Speeding
Code
Offence
Penalty Points
SP10
Exceeding goods vehicle speed limit
3-6
SP20
Exceeding speed limit for type of vehicle (excluding goods or passenger vehicles)
3-6
SP30
Exceeding statutory speed limit on a public road
3-6
SP40
Exceeding passenger vehicle speed limit
3-6
SP50
Exceeding speed limit on a motorway
3-6
Traffic Directions and Signs
Code
Offence
Penalty Points
TS10
Failing to comply with traffic light signals
3
TS20
Failing to comply with double white lines
3
TS30
Failing to comply with a ‘Stop’ sign
3
TS40
Failing to comply with directions of a constable/traffic warden
3
TS50
Failing to comply with traffic sign (excluding ‘stop’ signs, traffic lights or double white lines)
3
TS60
Failing to comply with a school crossing patrol sign
3
TS70
Undefined failure to comply with a traffic direction sign
3
Special Code
Code
Offence
Penalty Points
TT99
“Totting Up” 12+ penalties within 3 years
Disqualification
Theft / Unauthorised Taking
Code
Offence
Penalty Points
UT50
Aggravated taking of a vehicle
3-11
At Business Choice Direct, we specialise in providing cost-effective and tailored convicted driver insurance. Get in touch for a bespoke insurance quote.
